Personal service and attention to details make all the difference when finding the insurance coverage for the things you value most. So does professionalism and experience that you trust. The agents and staff at the John Hackney Agency have helped thousands of people over the past century with insurance coverage that's just right for them. We've seen firsthand how pre-planning and preparedness for possible risk and loss have made a tremendous difference in people's lives.  

We believe in living life to the fullest, and want you to as well. Come see us and let us share with you the ways we can help protect you and your family's home, auto, health, and future financial stability.

 

Auto Insurance

Home Insurance

Flood Insurance

Boat Insurance

Umbrella Insurance

Individual Life & Health Insurance

Disability Income Insurance

Long Term Care Protection
 

 

Auto Insurance:     

Choices. Options. From sporty, luxury to economy, insurance is a must for them all!  There's more than just price to consider when picking car insurance as not all insurance policies are the same, and there are factors that make a difference in the premiums. Many companies offer discounts for features like air bags, anti-lock brakes as well as other safety devices.
 

You'll need to consider deductible amounts if you choose comprehensive and collision coverage, and, keep in mind, that if you are leasing a car, you are usually required to have both of these. Have a new teenage driver? Don't panic. We've been through it and can help with the coverage you and your novice driver need.
top
 

 

Home Insurance:

There's no place like home. And knowing its protected along with your valuables may help you sleep better at night. Understanding all the terms and and conditions of home owners insurance can be confusing to many people. Property and liability are two different types of home insurance, and most people have both. For your valuables at home, like jewelry, rugs, antiques, even home office equipment, you'll probably need a rider on your home insurance policy to make sure you are adequately covered.  
top

We are ready to listen to your specific needs, and, ask you the right questions to find out what your needs are. Our customer service staff is eager to help at anytime, with questions on an existing policy, about a claim, you name it! They'll be familiar with your account, and ready to offer their expertise.


Flood Insurance:

It's a fact: Homeowner's policies do not cover damages to your home and belongings due to a flood!  A flood insurance policy is the way to properly cover your exposure to flood damage. 

 

And when the storm's already in the forecast, unfortunately it's too late to call! Flooding is a reality for many and they don't even know it. Consider carefully where you are, and the flooding potential. 

 

Come see us to discuss your home or vacation home's need for flood protection through The National Flood Insurance Program. Now is the time - before a threat is imminent - to find out about policy limits, coverages, and waiting periods for flood coverage. Even if your homeowners policy covers water damage, you're not covered in the event of flooding from weather related events. We want you to at least know what you may need and save you a little stress should the warning go out.
top

 


Boat Insurance: 

Before you set sail, did you check the weather?  A jet ski, a pontoon boat, and a fancy fishing yacht all bring great joy to their owners and so they need to be protected!  Insuring your watercraft is much like car insurance, but, of course, there are differences that we can review with you and get you on track for adequate coverage whether it be for physical damage, liability, theft, motor and trailer coverage and even medical payments. 

You may be eligible for discounts if you have a new boat, a fire extinguisher or a ship-to-shore radio. Come talk with us about your boat and we'll look into all of the coverage and discounts that will work for you.
top



Umbrella Insurance:

This type of policy (Umbrella or Excess Liability) will accomplish two things:
1) It gives you excess liability coverage over other liability insurance carried by you;
2) If your primary policy does not cover a particular exposure and the Umbrella policy does not specifically exclude it, your Umbrella policy will act as your primary policy subject to a deductible.  This is called "self insured retention".
top